Mantoloking, NJ, is a narrow coastal borough wedged between the Atlantic Ocean and Barnegat Bay - and if you're looking at real estate here, the postal boundaries, county affiliations, and area codes matter more than you might expect. You'll need this information when setting up utilities, registering for local services, and buying a home in Mantoloking, NJ.
The housing market here moves on its own terms. Limited inventory and high property values set the pace. As of mid-2026, the median sale price sits around $3,598,000, with roughly 14 available homes and a median time on market of 47 days. This is a high-end, deliberate purchasing environment - come prepared for that.
The Primary Zip Code for Mantoloking, NJ
One postal code serves the entire borough. The United States Postal Service designates 08738 as the official zip code for Mantoloking, NJ, covering all residential properties and municipal buildings within the borough limits.
The town is small enough in land area and population that there's no need for overlapping postal zones. If you're filtering listings on a real estate portal or setting up automated alerts, 08738 will capture every available home within the borough - nothing more, nothing less.
What Area 08738 Covers
The 08738 zip code runs along a long, thin stretch of barrier island, taking in all oceanfront and bayfront properties within the borough's official borders. Because it's a dedicated code, it does exactly what you want it to do: it keeps Mantoloking listings separate from those in the neighboring shore towns.
Borough Neighborhoods and Local Geography
Mantoloking's geography is about as straightforward as it gets - a narrow strip of land with water on both sides. The borough sits on the Barnegat Peninsula, which means almost every property is either directly on the water or a short block from it.
Several distinct residential sub-areas fall within the 08738 zip code. On average, homes trade at about 88.4% of their list price, and water access and views are what drive the differences between one street and the next.
Notable Sub-Areas and Landmarks
North of the Mantoloking Bridge - the local landmark spanning Barnegat Bay and connecting the borough to the mainland - you'll find bayfront homes along Barnegat Lane. Lagoon Lanes N and S occupy a T-shaped land extension with lagoon-front and bayfront properties. The Mantoloking Yacht Club sits along the bay side and is a fixture in the community.
County and Metropolitan Area Details
Mantoloking, NJ, falls within Ocean County, which covers a large section of the Jersey Shore, including many of the barrier island communities along Barnegat Bay and the Atlantic Ocean. Property deeds, tax payments, and municipal court matters all run through Ocean County's jurisdiction.
At a broader level, Ocean County is part of the New York-Newark-Jersey City, NY-NJ-PA Metropolitan Statistical Area - which means Mantoloking is statistically grouped with the greater New York City economic region. If you're relocating from out of state, that designation can be a useful reference point when you're thinking through regional transit and employment options.
Area Codes for the Borough
The primary telephone area code for Mantoloking is 732. The 848 overlay code also serves the same geographic area, a result of population growth across the region over the years. New phone lines in the borough can come with either a 732 or an 848 area code.
Housing Market Context by Zip Code
The 08738 zip code gives you a clean lens for reading the borough's real estate data. Only about three homes sold in the area during the second quarter of 2026 - a number that tells you a lot about how tightly held this market is. Properties here don't change hands often.
Current inventory sits at about 13.7 months of housing supply. That's a slower pace than most suburban markets, and it's something to build into your timeline. Finding the right waterfront or lagoon-front home in 08738 can take several months, so don't plan your move around a quick search.
Finding a Full 9-Digit Zip Code
The 5-digit 08738 code works fine for property searches and general mailing, but official documents typically require a ZIP+4. Those extra four digits identify a specific delivery route, street segment, or individual building. For any Mantoloking address, the USPS lookup tool on the official USPS website will give you the exact 9-digit code.
Frequently Asked Questions
What is the primary zip code for homes located in the borough of Mantoloking, NJ?
It's 08738. That single postal code covers all residential properties within the borough's official limits, and it's the number you'll use for every local real estate search.
Does the 08738 zip code cover South Mantoloking, or is that area considered Brick Township?
No - 08738 exclusively serves the incorporated borough of Mantoloking. Areas outside the official municipal boundaries use different postal codes. If you're uncertain about a specific address, verify it directly with the USPS to confirm the correct delivery route.
